STEVE ZADEH, FSCP

Steve has over 30 years of experience in the insurance and financial services industry. In 2024, Steve retired from Kansas City Life Insurance Company where he was employed in the company’s Sales and Marketing Department. During his 21 years with the company, Steve provided support to Kansas City Life’s field force, assisting them with case design, product training, client seminars, and competitive analysis.

Steve’s primary area of focus is indexed universal life (IUL). When Kansas City Life began work on creating the company’s first IUL, Steve was tasked with assisting in the development, marketing, and distribution of the EquiFlex IUL, Kansas City Life’s premier indexed universal life product. With its low cost, innovative indexed accounts, and consumer-oriented design, the EquiFlex IUL was an immediate success and soon became, and continues to be, Kansas City Life’s most popular brand of universal life insurance.

During the COVID-19 pandemic, financial advisors and life insurance producers utilized remote communication technology to rely on Steve’s IUL knowledge by inviting Steve to participate in joint consultations with their clients. These remote sessions proved so effective that Steve decided to continue offering his IUL expertise by becoming a General Agent with Kansas City Life. Steve is appointed in multiple states and welcomes sharing his vision about IUL’s importance in the financial planning process.

Steve works closely with financial advisors and property and casualty agencies to inform their clients and successful business owners about the advantages of owning a high-quality IUL policy which will provide them the ability to scale and safeguard a tax-advantaged financial strategy beyond Roth’s limitations.

As Congress seeks additional revenue sources (increased taxation), to reduce our country’s enormous national debt - $38 trillion and climbing! - it is incumbent upon highly successful individuals to consider IUL as a viable financial asset to help limit their exposure to taxation and market risk.

Kansas City Life’s EquiFlex IUL is strategically designed to maximize tax-advantaged funding capabilities - with indexed accounts programmed to deliver optimum performance with downside protection against market volatility.

When Steve is not busy conducting meetings with advisors and their clients about the benefits and value of owning an EquiFlex IUL, he and his wife, Denise, can be found in Leawood, Kansas, spoiling their grandchildren.